Make your stablecoins
spendable
Spend with a card, hold in global accounts, settle at internet speed.
Get started freeCapabilities
Receive, convert, move, spend
Receive funds from banks and wallets, instantly.
Bank transfer
Chase ··4021
Wallet
0x8f…c3d2
+$2,500.00 received
Kaloq balance
$24,180.00
Convert stablecoins into local currencies, seamlessly.
1 USDC →Coming Soon
MXN 17.08EUR 0.86PHP 56.20NGN 1,588BRL 5.31MXN 17.08EUR 0.86PHP 56.20NGN 1,588BRL 5.31
Account-level FX · Coming Soon
Get started fast. And never stop spending
Issue your card instantly
A virtual card the moment you sign up. No paperwork, no waiting.
Mobile Wallet Payment
Tap your phone anywhere cards are accepted — 150+ countries.
Spend stablecoins, settle instantly
USDC leaves your balance. The merchant gets paid in their currency.
Use cases
Built for how you live
Stablecoin earners
Turn on-chain income into travel, subscriptions, shopping and everyday spending.
See how
Dollar balance holders
Hold supported dollar stablecoins, then spend only what everyday life needs.
See how
Global online spending
Use your supported stablecoin balance for eligible subscriptions, software and global online purchases.
See howBuilt on trust
MSB
Licensed
US registered, VASP across the EU.
SOC 2
Audited
Type II, continuous security audits.
100%
Custody
Qualified, regulated custodians.
1:1
Reserves
Attested monthly by independent auditors.
Custody & banking partners
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