Kaloq Card pricing
Simple fee, shown clearly.
Understand the possible cost of funding, spending, converting, and withdrawing before you use your card.
Indicative card fee
The Card
First virtual card Fee for opening the first virtual card. | $0.50 per card |
Virtual card issuance or replacement Fee for each additional or replacement virtual card. | $5 per card |
Physical card Card opening fee; shipping is charged separately. | $15 |
Physical card replacement Replacement fee; shipping is charged separately. | $15 |
Monthly account fee Monthly account maintenance fee. | $0.15-$0.25 |
Card cancellation No card cancellation fee. | Free |
USDT/USDC top-up Fee for funding the card with USDT or USDC. | 0.10% |
Apple Pay authorization Authorization fee for Apple Pay transactions. | 0.2% · minimum $0.06 |
USD transaction Fee for card transactions settled in USD. | $0.30 per transaction |
Cross-border transaction Fee for cross-border card transactions. | 1.80% |
Non-USD foreign exchange Foreign-exchange fee for transactions in non-USD currencies. | 1.80% |
ATM withdrawal Withdrawal fee; the ATM operator may charge separately. | 2% · minimum $2 |
Cashback Cashback rate for eligible transactions. | 0.30% |
Other fee
Authorization fee Fee for card transaction authorization. | $0.15 per transaction |
Card verification Fee for a card verification attempt. | $0.10-$0.50 |
Refund fee Fee applied when a transaction is refunded. | 2% |
Reversal fee Fee for a reversed transaction. | $1 per transaction |
Decline fee Applies when the card decline rate is 20% or higher. | $0.50 per transaction |
Dispute / chargeback Fee for each dispute or chargeback. | $45 per transaction |
Cashback exclusions ATM withdrawals, transfers, wallet top-ups, financial transactions, gambling, refunds, and abnormal transactions. | Not eligible |
Ready to make your balance spendable?
Start with supported stablecoins and review the final cost before you confirm.
Pricing questions
No. The figures on this page are indicative and pending final confirmation. Check the in-app confirmation page and formal fee schedule before using the card.
A 1.80% indicative fee applies to non-USD foreign exchange. Cross-border transactions also carry a 1.80% indicative fee. The final amount depends on the currencies and route involved.
Yes. Kaloq's indicative withdrawal fee is 2%, with a $2 minimum, and an ATM operator may add its own fee.
The current indicative USDT/USDC top-up fee is 0.10%. Funding method, supported asset, network, and region can affect the final cost.
It can. Availability, supported assets, conversion routes, and the applicable fee depend on your region and account.