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Kaloq

For Stablecoin Earners

Turn on-chain income into everyday spending

If you earn in supported USDT or USDC, move it into Kaloq and use the Kaloq Card for travel, subscriptions, shopping, and everyday expenses.

A stablecoin earner working across multiple financial screens
Kaloq balance
Ready to spend
Your wallet
Supported assets
Kaloq Card
Everyday spending

The friction

Your balance should work where you spend

Your income arrives on-chain, but daily life still expects a card.

Selling on an exchange and withdrawing to a bank adds extra steps before you can spend.

You want to see what moved before your balance becomes a purchase.

How it works

From on-chain income to a real purchase

Move supported funds into Kaloq, then let the card handle the payment flow.

01

Start with supported stablecoins

Keep supported USDT or USDC in your personal wallet.

02

Move funds into Kaloq

Transfer funds into Kaloq and review the available balance.

03

Pay with the Kaloq Card

Use the card for eligible online, in-store, and travel purchases.

04

The merchant receives fiat

Stablecoins are converted in the card flow; merchants receive ordinary local currency.

Built for your life

A direct path from supported on-chain income to the things you buy

Use the balance you already earn

Start with supported USDT or USDC in your personal wallet.

Pay for real life

Use the Kaloq Card for software, subscriptions, travel, shopping, and everyday expenses.

Keep activity visible

Review your balance, card activity, and transfer status in one place.

Real usage flow

From your balance to a real purchase

Move supported stablecoins from your wallet, review your available balance, and use your Kaloq Card for the next thing your day needs.

Kaloq activity
Illustrative
Wallet balance
Added to Kaloq
Ready
Kaloq Card
Everyday purchase
Approved

Merchants do not receive digital assets directly. Supported digital assets are converted in the card transaction flow and the merchant receives ordinary fiat currency. KYC, transaction monitoring, source-of-funds review, and restrictions for certain regions or high-risk merchants may apply.

Questions

A clearer way to spend

Kaloq helps you move supported assets from your wallet into a balance you can use with the Kaloq Card for eligible everyday purchases.

Keep your balance ready to spend

Start with your supported wallet balance and make more of everyday life.