For Stablecoin Earners
Turn on-chain income into everyday spending
If you earn in supported USDT or USDC, move it into Kaloq and use the Kaloq Card for travel, subscriptions, shopping, and everyday expenses.

The friction
Your balance should work where you spend
Your income arrives on-chain, but daily life still expects a card.
Selling on an exchange and withdrawing to a bank adds extra steps before you can spend.
You want to see what moved before your balance becomes a purchase.
How it works
From on-chain income to a real purchase
Move supported funds into Kaloq, then let the card handle the payment flow.
Start with supported stablecoins
Keep supported USDT or USDC in your personal wallet.
Move funds into Kaloq
Transfer funds into Kaloq and review the available balance.
Pay with the Kaloq Card
Use the card for eligible online, in-store, and travel purchases.
The merchant receives fiat
Stablecoins are converted in the card flow; merchants receive ordinary local currency.
Built for your life
A direct path from supported on-chain income to the things you buy
Use the balance you already earn
Start with supported USDT or USDC in your personal wallet.
Pay for real life
Use the Kaloq Card for software, subscriptions, travel, shopping, and everyday expenses.
Keep activity visible
Review your balance, card activity, and transfer status in one place.
Real usage flow
From your balance to a real purchase
Move supported stablecoins from your wallet, review your available balance, and use your Kaloq Card for the next thing your day needs.
Merchants do not receive digital assets directly. Supported digital assets are converted in the card transaction flow and the merchant receives ordinary fiat currency. KYC, transaction monitoring, source-of-funds review, and restrictions for certain regions or high-risk merchants may apply.
Questions
A clearer way to spend
Keep your balance ready to spend
Start with your supported wallet balance and make more of everyday life.