For Dollar Balance Holders
Hold dollar value. Spend in local currency
Keep supported dollar stablecoins in your wallet, then move funds into Kaloq when everyday expenses arise.
The friction
Your balance should work where you spend
You want to hold a dollar-denominated balance while local expenses continue every day.
A wallet can hold value, but groceries, transport and subscriptions still need a card.
You need a clear view of what you move into spending and what remains available.
How it works
From dollar balance to local purchase
Keep supported dollar stablecoins ready, then connect them to everyday spending when you choose.
Start with supported stablecoins
Keep supported USDT or USDC in your personal wallet.
Move funds into Kaloq
Transfer funds into Kaloq and review the available balance.
Pay with the Kaloq Card
Use the card for eligible online, in-store, and travel purchases.
The merchant receives fiat
Stablecoins are converted in the card flow; merchants receive ordinary local currency.
Built for your life
Keep dollar value connected to the moments you need to spend
Keep value in dollars
Hold supported dollar stablecoins until an eligible expense comes up.
Spend on demand
Move only what you need into Kaloq and use the Kaloq Card for eligible local purchases.
Follow every step
See balances, card activity, and transfer status before and after you spend.
Real usage flow
From your balance to a real purchase
Move supported stablecoins from your wallet, review your available balance, and use your Kaloq Card for the next thing your day needs.
Merchants do not receive digital assets directly. Supported digital assets are converted in the card transaction flow and the merchant receives ordinary fiat currency. KYC, transaction monitoring, source-of-funds review, and restrictions for certain regions or high-risk merchants may apply.
Questions
A clearer way to spend
Keep your balance ready to spend
Start with your supported wallet balance and make more of everyday life.