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Kaloq

For Global Online Spending

Use your stablecoin balance for global online spending

Move supported USDT or USDC into Kaloq and use the Kaloq Card for eligible subscriptions, software, shopping, travel bookings, and other international online purchases.

A person shopping online with a laptop and phone
Kaloq balance
Ready to spend
Your wallet
Supported assets
Kaloq Card
Everyday spending

The friction

Your balance should work where you spend

Your stablecoin balance is ready, but many online services still expect a card.

International subscriptions, software and shopping can fail when your local card or payment route is not supported.

You want to know what moved into a purchase and what remains in your balance.

How it works

From stablecoin balance to online checkout

Move supported funds into Kaloq, then use the card for eligible global online purchases.

01

Start with supported stablecoins

Keep supported USDT or USDC in your personal wallet.

02

Move funds into Kaloq

Transfer funds into Kaloq and review the available balance.

03

Pay with the Kaloq Card

Use the card for eligible online, in-store, and travel purchases.

04

The merchant receives fiat

Stablecoins are converted in the card flow; merchants receive ordinary local currency.

Built for your life

Bring the balance you hold into the online services you use

Pay for global services

Use the Kaloq Card for eligible subscriptions, software, shopping and travel bookings.

Keep your balance visible

Review your balance, card activity and transfer status in one place.

Know what is supported

Payment availability depends on your region, merchant category and card verification requirements.

Real usage flow

From your balance to a real purchase

Move supported stablecoins from your wallet, review your available balance, and use your Kaloq Card for the next thing your day needs.

Kaloq activity
Illustrative
Wallet balance
Added to Kaloq
Ready
Kaloq Card
Everyday purchase
Approved

Merchants do not receive digital assets directly. Supported digital assets are converted in the card transaction flow and the merchant receives ordinary fiat currency. KYC, transaction monitoring, source-of-funds review, and restrictions for certain regions or high-risk merchants may apply.

Questions

A clearer way to spend

Kaloq helps you move supported assets from your wallet into a balance you can use with the Kaloq Card for eligible everyday purchases.

Keep your balance ready to spend

Start with your supported wallet balance and make more of everyday life.